Layered Banana Pudding Delight

Section: Sweet Endings with a Tangy Twist

Indulge in a classic Southern favorite with this layered banana pudding. Cream cheese, sweetened condensed milk, and instant vanilla pudding make a luscious, creamy base. Fresh banana slices and Nilla wafers bring texture and sweetness to every bite. Simple to assemble, this dessert is served cold—perfect for gatherings or family meals. Top it off with extra banana slices and more cookies for a comforting finish everyone will love.

Ranah
Written By Emily Chen
Updated on Sun, 02 Nov 2025 05:02:08 GMT
A slice of layered banana pudding. Save
A slice of layered banana pudding. | tangyrecipe.com

Nothing says comfort dessert quite like this layered banana pudding. It is the sweet treat I turn to for BBQs family gatherings or just when I want something nostalgic and creamy. This is a true Southern-style banana pudding with those familiar vanilla-y layers that people always fight for seconds of. The best part You only need a handful of ingredients and about half an hour to put everything together. After a chill in the fridge it transforms into a crowd-pleaser that always vanishes first on the dessert table.

I first made this banana pudding for a summer picnic and now it is the most requested dessert in my family circle. The cool whip swirl and golden wafer crunch make every bite irresistible.

Gather Your Ingredients

  • Cream cheese: softens to creamy perfection and gives the pudding a rich tangy base choose a block and allow it to reach room temperature for best blending
  • Sweetened condensed milk: provides sweetness and silkiness make sure to use the full-fat version for optimal flavor
  • Instant vanilla pudding mix: brings structure and classic flavor look for a quality brand
  • Milk: hydrates the pudding and balances richness use whole milk if you want it extra creamy
  • Vanilla extract: deepens the flavor choose real vanilla extract for a warmer taste
  • Cool Whip whipped topping: helps the layers stay airy and light thaw fully in the refrigerator before using
  • Nilla wafers: create crunchy layers and that unmistakable Southern touch buy a fresh box so the cookies hold up
  • Bananas: add fruity creaminess slice just before layering and pick ripe but firm bananas to avoid mush in the pudding

How to Make It

Prep the Cream Cheese:
Beat cream cheese in a large bowl using an electric mixer on medium speed until it becomes smooth and fluffy. This step ensures no lumps will sneak into your pudding
Mix Wet Ingredients:
Pour in the sweetened condensed milk followed by the instant vanilla pudding mix. Add two cups of milk and the vanilla extract. Mix thoroughly until everything is well combined and smooth
Fold in the Whipped Topping:
Gently stir in half of the Cool Whip. This keeps the filling extra light without deflating the mixture. Use a spatula and avoid overmixing to maintain the fluffiness
Layer the Nilla Wafers and Bananas:
Line a nine by thirteen inch baking dish with a full layer of Nilla wafers. Arrange half of the banana slices evenly over the top. This sets your first luscious layer
Add Pudding Layer:
Spoon half of the creamy pudding mixture over the bananas and spread evenly to the edges. Scatter another layer of Nilla wafers over the pudding
Repeat the Layers:
Continue with remaining bananas and top with the rest of the pudding mixture ensuring bananas are fully covered. This stops them from browning quickly
Chill Until Set:
Cover the dish tightly with plastic wrap and refrigerate for at least four hours or overnight. The longer it sits the creamier the layers become
Final Garnish:
Right before serving decorate the top with extra Nilla wafers and fresh banana slices for a pretty and tasty finish
A white square dish with a slice of banana cream pie.
A white square dish with a slice of banana cream pie. | tangyrecipe.com

My absolute favorite ingredient in this is the vanilla wafers. I remember as a kid sneaking a few from the box while assembling the layers with my grandmother. Now my own kids help build the layers and we always end up with fewer cookies than we started with.

Flavor Boosters

This pudding keeps well in the fridge for up to three days. Always store covered so the bananas stay fresh as long as possible. Wait to add fresh bananas on top until serving since they can darken as they sit. If you want to keep it even longer you can freeze leftovers but the texture will change from creamy to slightly icy.

Serving Suggestions

Serve this banana pudding with a scattering of toasted coconut for a southern twist. For individual servings use clear cups or small mason jars to show off the pretty layers. A drizzle of caramel sauce right before serving takes it to a whole new level of indulgence.

Creative Twists

Banana pudding traces its roots to the American South and is deeply linked to family gatherings and holidays. When bananas are at peak season you get the best flavor but this dessert truly shines all year round. In spring try layering in fresh strawberries or blueberries for a colorful take.

A dessert with bananas and whipped cream.
A dessert with bananas and whipped cream. | tangyrecipe.com

This layered banana pudding was the first thing I ever made for a potluck and the dish was empty within minutes. It is a tradition now and every year neighbors ask for this recipe. Even those who claim not to like bananas end up asking for seconds.

Recipe FAQs

→ Can I use homemade whipped cream instead of Cool Whip?

Yes, homemade whipped cream can be substituted for a fresher flavor and texture. Whip heavy cream to stiff peaks and fold it in as directed.

→ How do I prevent the bananas from browning?

To slow browning, slice bananas just before layering and consider tossing them lightly in lemon juice before adding them to the dish.

→ Can I make this dessert ahead of time?

Absolutely. Prepare and chill it up to a day ahead. Add fresh bananas and wafer toppings right before serving for the best presentation.

→ What size dish is recommended for assembling?

A 9x13-inch baking dish works well, allowing enough room for multiple layers of pudding, wafers, and bananas.

→ Are there alternatives to Nilla wafers?

You can use other vanilla-flavored cookies or shortbread biscuits as a substitute if preferred.

Layered Banana Pudding Dessert

Creamy layered banana pudding with Nilla wafers and fresh bananas, perfect for a Southern-inspired treat.

Preparation Time
30 mins
Cook Time
~
Overall Time
30 mins
Written By: Emily Chen

Type of Dish: Desserts

Difficulty Level: Great for Beginners

Style of Cuisine: American

Servings: 12 Portion Size (One 9x13-inch pan)

Dietary Options: Vegetarian-Friendly

Ingredients You’ll Need

→ Base and Fillings

Quantity of Ingredients: 01 8 ounces cream cheese, softened to room temperature
Quantity of Ingredients: 02 14 ounces sweetened condensed milk
Quantity of Ingredients: 03 5 ounces instant vanilla pudding mix
Quantity of Ingredients: 04 2 cups whole milk
Quantity of Ingredients: 05 2 teaspoons pure vanilla extract
Quantity of Ingredients: 06 8 ounces whipped topping, thawed
Quantity of Ingredients: 07 12 ounces vanilla wafer cookies
Quantity of Ingredients: 08 5 to 7 ripe bananas, peeled and sliced into rounds

How to Make It

Step 01

Using an electric mixer set to medium speed, beat the softened cream cheese in a large bowl until smooth and fluffy.

Step 02

Add sweetened condensed milk, instant vanilla pudding mix, milk, and vanilla extract to the beaten cream cheese. Mix until fully combined and creamy.

Step 03

Gently fold half of the whipped topping into the mixture until no streaks remain.

Step 04

Arrange a single layer of vanilla wafer cookies along the bottom of a 9x13-inch baking dish. Top evenly with half of the banana slices.

Step 05

Spread half of the pudding mixture over the bananas and cookies, smoothing the surface with a spatula.

Step 06

Add a second layer of vanilla wafer cookies and the remaining banana slices. Pour the remaining pudding mixture over the top, spreading evenly.

Step 07

Cover the baking dish and refrigerate for at least 4 hours or overnight to allow flavors to meld and the dessert to set.

Step 08

Before serving, garnish with extra vanilla wafer cookies and fresh banana slices as desired.

Extra Tips

  1. For optimal texture and flavor, chill the pudding overnight to ensure the layers set properly. Note that bananas may darken with extended refrigeration, but they remain safe and enjoyable to eat.

What You’ll Need to Cook

  • Electric mixer
  • Large mixing bowl
  • Spatula
  • 9x13-inch baking dish
  • Plastic wrap or airtight cover

Allergen Info

Double-check all ingredients for allergens and consult a health professional if needed.
  • Contains milk, eggs, and wheat (gluten) from pudding mix, sweetened condensed milk, cream cheese, whipped topping, and cookies.

Nutritional Breakdown (Per Serving)

These facts are for general informational purposes and shouldn't replace advice from a dietitian or medical expert.
  • Calories: 90
  • Fats: 2 grams
  • Carbs: 15 grams
  • Protein: 5 grams